1. The government's policy encourages dissaving and discourages saving.
政府的政策鼓励负储蓄，阻碍了储蓄。

2. In times of economic uncertainty, households may choose dissaving as a means of maintaining their standard of living.
在经济不确定时期，家庭可能会选择负储蓄作为维持生活水平的手段。